Do You Need Permanent Residency to Get a Mortgage in Germany?
If you're browsing listings in Germany but can't shake the worry that your residency status will trip up your application, relax a little. It's easily one of t ...
Property Insurance in Germany: Protect Your Investment and Your Wealth
German property insurance protects the significant investment you have made, should things not go your way. Even after you have completed your purchase and rec ...
The German Real Estate Market in 2026
Is Now the Right Time to Invest? The German real estate market and the German housing market has always been a bit of a puzzle for expats. On the one hand y ...
Register Your Address as an Expatriate and Learn Why It is So Important for Your Life in Germany.
Paperwork in Germany for Expats is everywhere when you arrive in a new country. After our arrival in Germany we found that within the first few days of our arr ...
Germany Buying Property Guide for Expats | Financing in Germany
Introduction: What Expats Need to Know First Buying property in Germany is different from buying property in the US, UK or any other country. For ex ...
How to Deregister from Germany
Deregister from Germany: Complete Abmeldung Guide for Expats Leaving the Country Complete Abmeldung Guide for Expats Leaving the Country Quick Answer: Ho ...
Inheritance Tax on Property in Germany
What Heirs and Expats Need to Know Before It Gets Expensive Receiving a home or investment property in Germany through inheritance can be a blessing, bu ...
Understanding the German Property Market
Have the complex legal, tax, and market laws in Germany ever distracted you from your desire to buy real estate there? You've got company! Whether you a ...
A Step-by-Step Guide To Financing a Plot and Building Your Own House in Germany
Congratulations on planning for a dream house in Germany. After all, you are about to embark on a challenging journey that will be very exciting. However, it m ...
Knowing Schufa: The German Credit Rating System and How It Affects Home Purchases
There is one thing you just must consider if you have ever considered purchasing real estate in Germany: the Schufa score. We're going to take a first look ...
Essential Documents For Checkup Before Buying a Property In Germany
Congratulations on finding a potential German property! The next crucial step of your buying process is obtaining and sensibly analyzing a set of crucial docum ...
5 Must-know Tips During Your Property Viewing in Germany
It is always an adventure when purchasing a new property especially when buying one in Germany. However, this is not a decision that can be made without adequa ...
Reservation Fees Explained: An Overview of the German Real Estate Market
Buying a house in Germany for a newcomer could be exciting embarking on a journey. However, a few heads-up may help. Specifically, these concerns relate to the ...
Understanding “Bereitstellungszinsfreie Zeit” in German Home Loans
It is especially interesting, that when home loans are acquired in the country of Germany, the borrower may not be required to pay back the interest charged on ...
AfA – depreciation for property or buildings
Depreciation has a direct tax-reducing effect on income from letting - without a outflow of cash out of your pocket. This also applies to properties that can be
Link List across States in Germany
You may encounter questions while searching for and evaluating a property which you want to buy. Here are some links, which we regularly use.This can be just a ...
Transaction Costs and Taxes when buying and selling Real Estate in Germany
Having a stable economy and property prices, Germany is a good place to invest in - especially in real estate. Germany, having one of the most complex tax laws ...
New German Home Ownership Programme Starts, Inspiring People to Buy Climate-friendly Buildings the Key Goal
The new German Home Ownership Programme is the right step towards having and promoting the building and buying of climate-friendly buildings in Germany. The in ...
General Expat Topics are covered by Expat Guides
Living abroad can be challenging at times but with the help of Expat Guides navigating through all aspects of life in Germany has never been easier! This compre ...
DON’T DO THESE THINGS BEFORE YOU GET A HOME LOAN IN GERMANY
Are you in Germany and an expat, who is keen to have a house of his own? Here, you will learn what things you shouldn’t do if you have plans to apply for a loa ...
What happens after I sign the purchase agreement at the Notary?
What does the notary do? What do you need to do? What else is happening in the background? Get answers to all these! Notaries in Germany validate and ...
3 Important Ways to Finance Your Home in Germany
Germany is a nation of renters. A report suggests that as high as 58% of Germans live as tenants in rented properties. This low home tenure rate is something d ...
10 Most Significant Factors that Influence Interest Rates in Germany
Several factors impact interest rates in Germany. If you have decided to settle in or to spend a considerable time here, for a job or other purposes, and w ...
15 Tips for finding a flat in Berlin
In Berlin, it might be challenging to find an apartment or even a shared flat—especially if you're new to the area. The good news is that we are here to make y ...
Bavaria – A fascinating location to invest in German Real Estate
LOCATION AND CONNECTION An independent city and metropolis, the Free State of Bavaria's state capital. Munich is a city in southern Germany that is situated ...
Planning to rent in Germany – here’s a complete guide
There isn't a difficult endeavour like moving to a new location. Typically, the entire process is difficult and draining, especially if it is your first time. ...
Relocating to Stuttgart
About Stuttgart With a little over 600,000 residents and a total population of around 5.3 million in the surrounding metropolitan region, Stuttgart is the s ...
New Subsidy coming up?
In view of the tight housing market, it is becoming increasingly difficult for families to find affordable housing. With a new home ownership subsidy, Construct ...
Renting in Germany – A detailed 2022 Guide
Finding a place to live is one of the most crucial tasks when relocating to Germany. Most ex-pats choose to rent in Germany; just a handful choose to buy a hou ...
Grundsteuerreform / Property tax 2022: This is what you need to do now
Due to the property tax reform, owners of houses and apartments, leaseholders and all land owners, whether of plots, forestry or agricultural land, will have to
5 Cheapest Cities To Buy A Home In Germany
Cost of living in Germany is relatively lower when compared to other European countries. However, even a tiny amount of money can make a big difference for stu ...
SCHUFA: How can expats improve their credit score in Germany?
To keep track of their credit rating, everyone is entitled to a free copy of their Schufa report once a year. You can obtain this by submitting your information
Buying a property on leasehold (Erbpacht)
If you’re looking at buying a house in Germany, you should also consider buying a house on a leasehold basis.
Things to consider while buying an apartment in Germany
A lot of people when they move to Germany come with the dream of owning their own apartment in the city. The most obvious thought that comes to mind while ...
Real Estate Foreclosures
Why are real estate foreclosed? Auctions in real estate (Versteigerung) always come with mixed emotions. For bidders it’s a happy occasion of having acquire ...
Understanding Lump Sum Payments or Special Repayments in Home Loan
One of the factors which can help you reach a decision while buying property is special payments or lump-sum payments (Sondertilgung). Let’s dive into the deta ...
What banks look for while one is applying for a home loan.
Looking for a Home Loan in Germany ? Find out what banks look for while one is applying for a home loan & how I as an independent mortgage broker can help you
Buying vs. renting a house in Germany
What do you think? Is it worthwhile to put the monthly rent rather into your own home? Does it make more sense to buy a property, build or rent something compar ...
Buy an Old house or do I buy a new house
Owning your own home is at the top of almost everyone’s wish list – no matter whether he’s lived his whole life here, or whether he just moved here from abroad.