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Finance your property at top conditions - with a concept that is tailored to you.
Together with you, I will create an attractive financing model and support you throughout the entire process. It doesn’t matter whether you have a Blue Card, are here on a Permanent Residenceship
(Niederlassungserlaubnis) or a European Citizen.
Our Services
We are your financial bridge to Germany. We simplify Real Estate, loans, taxes, and investments, ensuring expatriates find their footing swiftly in the German market.
Personal Loan
Tailored financing solutions sourced from a vast network, simplifying your loan journey with optimal terms.
Home Loan
Tailored financing solutions sourced from a vast network, simplifying your loan journey with optimal terms.
My consultation is 100% free of charge for you
I only get paid for my clients’ success. This means that only when I have found the right financing for you at top conditions, I get paid. And not from you, but from the respective bank. And because I am not affiliated with any bank or group of banks, you can be sure that I will consult you having your interest in mind.
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2
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5
Get
Consultation
Leverage our tools for loan calculations and property analysis.
Identify your
Needs & Solutions
Obtain personalized proposals aligned with your financial profile.
Get individual
offers
Provide more information to refine and personalize your financial options.
Finalise &
Submit
Conclude your application with a signature to start your fiscal venture.
Sign
Contract
Finalize the agreement with your signature and embark on your financial path.
1
Get
Consultation
Leverage our tools for loan calculations and property analysis.
2
Identify your
Needs & Solutions
Obtain personalized proposals aligned with your financial profile.
3
Get individual
offers
Provide more information to refine and personalize your financial options.
4
Finalise &
Submit
Conclude your application with a signature to start your fiscal venture.
5
Sign
Contract
Finalize the agreement with your signature and embark on your financial path.
Ajay and Sebastian are very well… Ajay and Sebastian are very well experienced real estate expert. They helped make a decision by evaluating my situation as an expat and guided me in the correct path. I would refer them with confidence especially for expats.
Nikhil Guntupalli
Very prompt service I have gained much honest insights about property purchase and Sebastian is very easy to reach for any urgent queries. Mr Harsimran is also very diligent in handling documents and providing an update. Thanks
Shaan Quadri
Outstanding support when you looking for a personal loan When I was looking for a personal loan, a friend recommended to reach out to GharinGermany. I'm so glad I did, as the experience exceeded all my expectations. From the first conversation, Mr. Harsimran demonstrated a deep understanding of the loan process and was incredibly patient in answering all my questions. He took the time to understand my financial needs, which made me feel confident that I was in good hands.
Vijay Raj
I have had a few consulting sessions with Ghahr in Germany. Mr. Ajay Dhingra has always been a great help and have effectively helped me with my questions. I am still in the process of searching but based my experience so far, I highly recommend their services.
Amin Rezaei
Be it savings or for investment. Ajay is very knowledgable and has a lot of experience in the financial sector. He provides insights that are extremely beneficial to the customers. Since he is a native German speaker, he has a good command over German rules and regulations and is able to explain it with ease and proficiency in English/Hindi. This is definitely very helpful.
Sharath Shivakumar
We received very useful information for making our decision in 30 mins call with Ajay. Very impressive!
Sowmya Amuluru
Ajay is absolutely amazing person and during 1st session, he explained me so clearly that me and my wife are highly motivated to get settle down in Germany. I am looking forward to meet him, also glad he will manage my housing process in future.
Ankit Asthana
During our free initial call Ajay was very clear and answered all the questions and explained very well how he can help with mortgage of buying house.
Dipanjan Biswas
Ajay's advice and guidance are very insightful. He provides overall view and guide you through the complete process. I appreciate his commitment, ability to explain the complex terms in simple words.
Abhishek Sahu
Had a great first meeting with Ajay. He gave us genuine opinion on Investement and ideas.
Ashish Domadiya
Ajay has been very clear in explaining point to point every question I put forward. End of the call I had clear answers to all my doubts and questions.
Christaline Dias Pereira
I’ve had a fantastic experience with First Call with Ajay He stand out for his transparency and honest communication. From the very beginning, I was impressed by their straightforward approach. He tooks the time to explain everything clearly, ensuring I understood every step of the process. His honesty has been a breath of fresh air in the financial world. I can confidently say that First Call has earned my trust, and I highly recommend their services.
Kamlesh Vaniya
Mr. Ajay Dhingra was really helpful and detailed. He didn't only explain the loan process but also, an overview of the purchasing procedure from 0 to 10. He was available on short notice and friendly. From the first meeting, he gave us a feeling of trust and comfort as he helped us escape from potential pitfalls during the loan conditions choice.
Angeliki Kalogeraki
I contacted Mr. Dhingra for my queries related to his area of expertise, and despite of no monetary benefit for him he gave me his precious time and answered my queries. He is very kind, helpful, and knowledgeable person. I would definitely consider his services if I ever need home loan. Thanks a lot Mr. Dhingra.
Vivek Rusia
Ajay was my consultant. I have spoken to many consultants earlier. Most of them did what a excel tools can do. Very few were doing justification for their job. But Ajay was just excellent. He listened to my needs. Clarified every little things patiently and clearly. I will surely consult with for my upcoming projects.
Prashanth Subramani
Mr Ajay Dhingra was very helpful in answering questions. He is knowledgeable in his field. He is readily available for question. He is a great contact to have since we are working on details regarding a house purchase from the U.S.
Christine von dem Bach
Thank you so very much for all of your help in securing our loan and then finally being there for each and every step till we had the possession of the house. The communication was always clear as my German is still not up to mark and you made sure that I understood the complete requirements in my language (English/Hindi) . Highly professional, knowledgeable and responsive. I can honestly say that Mr. Ajay (Ghar in Germany) made my first home buying experience a very pleasant one.
Nayyar Rahman
Happy to receive detailed consultation on purchasing house for own use. Financial consultation on housing loan in Germany as well as guidance on purchasing right property. Thank you 😊.
Nilesh Kulkarni
They are very good understanding of what is going on in the market. I would recommend everyone to get at least a first consultation. Get right advice at the right time.
Nikhilesh Patil
Ajay is very knowledgeable and he know what he exactly talking and suggests to his clients.
Kirusheegeson Sitsabesan
Indepth experience and valuable suggestions provided on bauspar, investments and house buy options.
Satish Kumar Jagarlamudi
Mr. Dhingra is expert. Received complete clarification on all my questions. Highly recommended.
Nazim Haque
Nice one on one meeting. Information simple and clear Details knowledge about the subject and simplicity
Dada Opeyemi
Very good advice
Deepak Lamba
Very helpful and professional. Highly recommended.
Jagriti Pal
Amazing learnings
Shubham Pandey
We work with hundreds of banks to find you the right loans.
